恒信贷hengxinyongli:天时 地利 人和 英文译文
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um... thats hard... ok
天时: right time
地利: right place
人和: right people
天时
opportunities of time vouchsafed by Heaven
地利
favorable geographical position;或 topographical advantages
人和
unity and coordination within one's own ranks; support of the people
at right time,near right place, with right friends.