恒信贷hengxinyongli:天时 地利 人和 英文译文

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um... thats hard... ok

天时: right time
地利: right place
人和: right people

天时
opportunities of time vouchsafed by Heaven

地利
favorable geographical position;或 topographical advantages

人和
unity and coordination within one's own ranks; support of the people

at right time,near right place, with right friends.