大阪市立大学留考分数:please translate it...thank you!

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They can predict the likelihood of a particular plant in a particular city suffering damaging fire, or the likelihood of a car being stolen, given the neighborhood the owner livers in. By knowing the likely number of such losses and their average size, insurance companies can calculate the amount of money that must be charged to insure such losses. Without this predictability, the insurance company would not know how much to charge for its services.